Maximizing Dental Benefits: Why You Should Get Fillings ASAP 

“Use it or lose it.” You may have heard this phrase before for many reasons, but in regard to dental insurance, it’s a critical reminder. Dental insurance is designed to help you maintain your oral health by covering a portion of your dental care costs. However, your benefits are typically offered on an annual basis, meaning they don’t roll over. 

One of the best ways to ensure you’re maximizing the benefits you pay for is to get regular dental checkups and fillings. But why are fillings so important? Continue reading to find out. 

“Use it or lose it.” You may have heard this phrase before for many reasons, but in regard to dental insurance, it’s a critical reminder. Dental insurance is designed to help you maintain your oral health by covering a portion of your dental care costs. However, your benefits are typically offered on an annual basis, meaning they don’t roll over. 

One of the best ways to ensure you’re maximizing the benefits you pay for is to get regular dental checkups and fillings. But why are fillings so important? Continue reading to find out. 

Why Are Fillings Such A Big Deal? 

Dental fillings are more than just a standard procedure to fix a cavity. They play a critical role in maintaining your oral health. Here’s why they are such a big deal:  

• Prevent Tooth Decay Progression – When a cavity is left untreated, it continues to grow, affecting more tooth structure. Getting a filling as soon as a cavity is detected prevents further tooth decay and minimizes the risk of more extensive and expensive dental work down the road.  
• Relieve Pain and Discomfort – Cavities can cause pain and sensitivity. Fillings not only repair the damaged tooth but also keep the tooth protected against further discomfort. 
• Prevent Infections – Untreated cavities can extend to the tooth’s pulp, leading to infections, abscesses, and severe pain. By addressing cavities promptly, you can avoid these complications.  

What Will Dental Insurance Cover? 

Understanding your dental insurance coverage can be a bit tricky, but it’s important to ensure you receive the dental care you need. Dental insurance typically covers various dental services, but when it comes to fillings, here’s what you can expect: 

• Coverage for Basic Procedures – Most dental insurance plans cover basic procedures like fillings by 80 percent or more. However, the coverage level may vary based on the type of filling and your specific plan. 
• Annual Maximums – Dental insurance plans usually have an annual maximum coverage amount. Once you reach this limit, you’ll need to cover any additional expenses. 
• In-Network Providers – Dental insurance plans often have a network of preferred providers. Visiting an in-network dentist can help you maximize your benefits. 

How Do I Maximize My Insurance Benefits? 

To make the most of your dental insurance benefits, consider these tips: 

• Regular Checkups – Schedule regular dental check-ups and cleanings. Early detection of cavities ensures prompt treatment. 
• Understand Your Plan – Familiarize yourself with your dental insurance policy. Know the coverage limits, network providers, and any waiting periods. 
• Timely Treatment – If your dentist recommends a filling, don’t delay the procedure. Promptly addressing cavities prevents them from worsening into more expensive treatments that are covered at a lower rate. 
• Preventive Care – Invest in preventive care to reduce the risk of cavities. Fluoride treatments and dental sealants can provide additional protection. 

Fillings are more than just a standard dental procedure – they are like a shield against more severe conditions. By understanding your dental insurance coverage and being proactive in your dental care, you can ensure that you make the most of your benefits while protecting your smile. 

About the Author 

Dr. David C. Parsons is a dedicated and experienced professional in the field of dentistry. After earning his dental doctorate at the Baylor School of Dentistry, he began his journey to continue his education. Through hundreds of hours of study with professional organizations and training courses, Dr. Parsons has an extensive repertoire of skills. David C. Parsons, DDS is in-network with several major dental insurance plans, including Blue Cross Blue Shield and Delta Dental. To schedule an appointment, call (620) 221-0730 or visit the website to learn more.